
🏡 MATTer of Fact with MATT LAFRAMBOISE
🔑 Unlocking Homebuying Secrets: Purchase Plus Improvements & Mortgage Tips with Justin Sauve 🏡
Watch the full episode: https://youtu.be/iVWIvRI8_Vg
Welcome to the MATTer of Fact with MATT LAFRAMBOISE Real Estate Pod Case! In this episode, we’re diving deep into Purchase Plus Improvement (PPI) mortgages—a game-changer for first-time homebuyers and seasoned investors alike.
📍 Location: North Bay, Ontario, Canada
🎙️ Special Guest: Justin Sauve from Mortgage Corp – a second-generation mortgage broker with decades of expertise.
🤝 Hosted by: Matt Laframboise and Justin Sauve
🔍 Key Takeaways:
✅ How PPI Mortgages Work – Finance renovations into your mortgage (up to $40K or 10% of purchase price)
✅ Behind-the-Scenes Approval Process – What lenders really look for
✅ Pro Tip: Why holdbacks beat price adjustments for buyer protection
✅ Refinancing Secrets – When to tap home equity & how rates differ
✅ First-Time Buyer Toolkit – Credit hacks, down payment strategies & “surprise” fixes
⏱️ Timestamps:
00:00 – Meet Justin Sauve (Mortgage Corp legacy)
02:15 – What is a Purchase Plus Improvement mortgage?
05:40 – Real-life PPI success story (crawl space surprise!)
09:12 – Holdbacks vs. price adjustments explained
12:30 – Refinancing myths busted
16:45 – Justin’s “ideal client” & no-cost coaching
📞 Connect with Justin Sauve:
🔗 Website: Mortgage Corp (Check out their mortgage calculator!)
📱 Phone: 705-495-7722 (Mobile)
✉️ Justin@mortgagecorponline.com
MATT LAFRAMBOISE
Sales Representative
Laframboise Team
Realty Executives Local Group Inc, Brokerage
📱 705-493-3434
✉️ Matt@laframboiseteam.ca
🌐 www.laframboiseteam.ca
Not intended to solicit those currently working with a realtor.